Can I stay with Windows 10?

I think you want minimal hassle in future, so I strongly recommend buying a Windows 11 Home PC which will get all the Windows security upgrades. It need only have a modest specification such as 8GB of memory (don't go lower) and a 256GB SSD hard drive for your basic use, thus keeping costs low. Such a PC would cost between £250 and £400.

When you connect it to your VM hub Homeworks will detect it automatically as a new device on the network and work as it does now to provide additional protection.

If you haven't already done so, back up your data to the cloud (best) such as Google drive or to a USB drive for copying to your new PC.

Very glad I moved to an Apple Mac some years ago, no upgrade cost and security fixes still provided for old releases. In the past I was involved in many Windows betas including Windows Server, was even a MSP. 

The more important question is when browsers or AV stop supporting windows 10 which will likely be 5-10 years but I can see Edge only upto 2028 so you can use windows 10 for many more years or just get a windows 11 PC.

Depending on how you use your PC you may find another OS like Linux Mint to do all you need.   

I am just in the process of doing this. 

Your PC on Windows 10 will continue to work after the deadline but it will not receive any further security updates after 14 October 2025.

How much of a problem this is, is up for debate and may depend on each individual user, what they use the PC for and how risk-averse they are.

Microsoft is offering extended security updates (ESU) for a period of 1 year. These may be 'free' (as in 'free lunch') or may be at a cost of £24.99.

This video gives a fairly good explanation of what is involved

https://www.youtube.com/watch?v=o4JBUCf8kMg

When I updated 5 different Win 10 computers I saw no option for paying or for using MS points. I just saw the 'no cost' option.

The catch of the 'free' option is that you have to sign up with a Microsoft account (which for many raises the issue of data privacy). The other 'gotcha' is that creating the MS account enables a feature to sync preferences on the computer to the MS account (undesirable for many who want to continue with a simple standalone PC).

The final 'gotcha' is the option to 'Make sure your PC is fully backed up' (mentioned in the video) which will sign you up to start using OneDrive (backing up data to the cloud). Here MS is trying to hook users in to its cloud storage services (again undesirable for many people) with the aim of dragging the customer into using up the free 5GB of storage and having to move to a paying option.

The video does a pretty good job at explaining how to sign up to get the ESU and then reverse the changes to go back to a local account.

I found there were numerous bugs and glitches in the process along the way (as is inevitable with MS). On one PC the login to my existing MS account failed and for several others they disappeared from the MS account once I had enrolled.

Windows 10 EOL is October 2025.  However you can buy an additional years security updates for £30(?) or 1000 Microsoft points if you have them, with the Extended Security Updates Program

Otherwise options include move Windows 11 if possible, or to a Linux distro, or buy a new Windows 11 device.