Monday - last edited Monday by Jen_Y
hi there - I’m in the same position right now. How did this turn out for you you?
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Monday
In that case, some general advice may suffice. Your Equifax credit score is only relevant as far as Equifax is concerned.
You have a statutory credit file which individual lenders will score against their own criteria - it's that which is relevant and not much else. I'd recommend checking with your lender directly.
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Monday
It's usually better to start a new thread explaining your issue than add "me too" to an existing thread - by all means link to another thread if it's similar.
Just use the "reply" function in this post, to explain what problem it is that you have? @RudyDude
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Monday
Thanks
about to complete on a mortgage/property and worried that my lender will check my credit score again before completion. Virgin’s hard credit search knocked my score down on Equifax by over 70 points.
Monday
In that case, some general advice may suffice. Your Equifax credit score is only relevant as far as Equifax is concerned.
You have a statutory credit file which individual lenders will score against their own criteria - it's that which is relevant and not much else. I'd recommend checking with your lender directly.
I'm a Very Insightful Person, I'm here to share knowledge, I don't work for Virgin Media. Learn more
Have I helped? Click Mark as Helpful Answer or use Kudos to say thanks
Monday
"It's usually better to start a new thread explaining your issue than add "me too" to an existing thread - by all means link to another thread if it's similar."
And although this is true, it seems obvious that the forum mods have simply split this off from its original thread and created a new one. Which is fine, although do you not think that, if they do that, then adding a link to the original one might have been helpful, rather than simply leaving it 'flapping in the breeze’?
Maybe it’s something above their pay-grade, they can’t be bothered, slavishly following the rules overrides actually providing help to posters?
Something you might want to bring up at the next VIP meeting - is that still a thing?