Credit file amendments PLEASE HELP
It has come to my attention now that I am making a credit application that needs approving urgently that Virgin Media entered a late payment onto my credit file. This pertains to a spontaneous credi...
Forum Discussion
If you've paid the outstanding amount, then you've admitted liability and thus fault.
This sounds a little like a default scenario, which is where a debt has gone unpaid for a number of months and it's then passed to a CRA. The only way to remove a default is to prove it wasn't valid in the first place - whereas if you pay it, then it correctly remains in-place but marked as settled.