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Virgin to O2 sim

Could somebody please advice me, i have changed my virgin package and have been sent an O2 sim card.

I don't really understand what i have to do now - i'm in my 60s and not very tech savvy!

I have looked on my VM mobile account and clicked on 'switching' - i have a monthly contract and it tells me it that if i leave i may be charged £231.

Does anybody know if Virgin do charge for switching to O2?

It appears i am already paying £25 for this O2 sim which i am currently not using.

Thank you

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