I'm looking for some urgent advise! I have just discovered I have a default payment from July 2018 on a closed Virgin Mobile account.
I have just applied for a mortgage and until I get this removed from my credit file I'm unable to proceed with mortgage application.
I called this morning and paid outstanding balance can anyone advise me of how to get the default remove from file?
I'm desperate as I could lose property if this is not fixed asap!!!
Defaults on your credit file will only ever be marked as settled, and will remain on the file for a period of 6 years.
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thanks for the quick response, do you know how long it takes to show as settled?