A download speed of just under 100 is usually diagnostic of one or two things that are limiting your speed.
Ethernet cables can and do "fail" and when a Cat5e/6/7/8 does it usually drops to a 100 connection (Cat4/5 are only getting ~100 anyway) - so change to a new Cat6a cable (has better shielding).
Also network cards can sometimes default to 100Mbps rather than 1GB - look in the network settings that it is connecting at 1GB.
Also check the NIC card drivers are up to date.
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John
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I do not work for VM. My services: HD TV on VIP (+ Sky Sports & Movies & BT sport), x3 V6 boxes (1 wired, 1 WiFi, 1 on PA) Hub5 in modem mode with Apple Airport Extreme Router +2 Airport Express's. On 250Mbps, Talk Anytime Phone, x2 Mobile SIM only iPhones.