I've only just realised from my credit report that someone has used my name at a previous address which I left in 2015 but my name was used in 2020 and missed 4 payments..
If you need proof where I was living at the I can happily do that. It's wasn't coming from my bank account but they're using my name which is fraud and I'm not happy as I can't get anything due to poor credit.
If you can get back to regarding this and how to resolve it, that would be greatly appreciated.
Ask the credit reference agencies to remove the data from your record as it is not yours; if offered the option of adding a note against the record refuse and insist on its removal. Should the agencies refuse to make the correction speak with the ICO, Contact us | ICO
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