Visual FX: Sharks circling, with "Ombudsman Services" tattooed on the fin sticking out of the water.
brenawilson, you're due some reasonable compensation for this mess, whilst I'm pleased the forum staff have leapt in, make sure you get a decent settlement (ie over £100 goodwill payment), that they refund any payments taken due to failure to cancel, and most importantly of all, that there's no dirt on your credit history file, as that'll be a problem for years to come if they register (in their view) late payments or a default.
The law and industry regulation are on your side, we can cover the details if VM can't settle promptly on terms that put a smile on your face.