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Hi i payed previous bills about 3 amount totals £91 but still dont remove from credit file and i try t

M420
Joining in

I trying to contact but thy reply properly  I am not satisfied with them  I can't buy house for this  problem  please anyone advice  🙏 me 

2 REPLIES 2

japitts
Very Insightful Person
Very Insightful Person

I'm going to make an educated guess (because your post is a little light on detail), that you've applied for a mortgage or other lending, and found a default on your credit file from a previous VM account.

You've now paid this amount, but the entry hasn't been removed? If so - this is entirely correct. When an outstanding amount is settled in this way, your credit file needs to show the payment was outstanding, but that it has now been settled.

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Chris_W1
Forum Team
Forum Team

Hi M420, thanks for the message and sorry to hear that the account has defaulted. In order for Virgin Media to correct the dates for default/late payments on your credit file, we would need you to contact us to advise the date that you made the payment along with proof with a copy of the bank statement confirming the date that the payment was made. We are sorry there seems to be a dispute in regards a credit check entry on your credit file. In order for us to investigate this and look to get it removed, we would need a bit more information from you. Please send a copy of your credit file to us and we can look at the entry for you. Please note the overall turnaround for a credit file resolution can take up to 28 days from the day we receive a copy of your file.  

 

You can send this via email to creditfileamendments@virginmedia.co.uk

 

Chris