cancel
Showing results for 
Search instead for 
Did you mean: 

Credit score affected due to incompetence

tomcepinnock
Tuning in

Having read through the forums, this appears to be the normal method of burning people who disconnect from Virgin Media. I've identified loads of people who have been affected by the same issue due to terminating their services.

VM are telling me that "our system doesn't show that", despite the fact that my credit score has been significantly affected.

This is all to do with the fact that they incorrectly calculated a bill which went outside of the services period and then then had to produce a new one, they failed to take the direct debit on that bill - despite the fact that they were happily taking my money for YEARS before.

They flagged this payment as missed (but not to me) and then generated a new final bill with a credit for the bill they raised incorrectly and a nominal charge, which I paid manually because that's what it said to do, but then they handily remembered that I had a direct debit (funny that) and now owe me a refund - which is taking forever.

On my credit report it now says that I missed a payment, however looking more closely at it, it's actually the payment I paid manually and that they then took themselves by direct debit (on the normal date!!) - HOW ON EARTH IS THIS A MISSED PAYMENT?

Their complaints process is a complete waste of time, and the man I spoke to was spouting nothing but gibberish.

 

I'm so cross - but also with myself for being disappointed - when in reality THIS IS EXACTLY WHAT I'VE COME TO EXPECT FROM VM.

1 REPLY 1

Steven_L
Forum Team
Forum Team

Hi tomcepinnock,

Welcome to the community and thanks for taking the time to post here on the forums.
I’m sorry to hear of the issues that you’re having with your credit score after leaving us, I would be happy to take a further look into this for you but first I would need to confirm a few details via private message, please look out for my message and we can get started.
Kind Regards,
Steven_L