Hi,
I have just moved into a flatshare where the internet contract has been created 2 years ago. I want to change the name on the internet contract (which was in the previous flatmate's name) to mine, but I have seen that he kept making late payments.
If I change the name on the contract to mine, will my credit score be affected by the past payment history (which was not in my name) because it is associated to that contract which will be then in my name?