Not sure who/where to ask this question. My account is registered against my business as I manage a property. I just checked my Experian business credit and no payments are showing (the account was set up in April, so 5 or 6 payments have been debited from my business account so far). I can't see this happening against my personal account (I also have Virgin broadband at my home address), so I'm assuming this isn't how things are done. But thought it worth checking!