ContributionsMost RecentMost LikesSolutionsRe: CREDIT SCORE RUINED - ATTENTION ANYONE WITH SIMILAR EXPERIENCE Likewise affected. The impact on my credit score has further transpired as a consequence of Virgin Media's practice involving the utilization of Hard Credit Searches in the context of service applications, or in the process of relocating service to a new residence. Through my historical interactions with several service providers, I have conspicuously not experienced any derogatory repercussions upon my credit standing. It is noteworthy that these entities invariably resorted to the implementation of Soft searches. I emphasize the detrimental nature of the unexpected diminution in one's credit rating report, an outcome attributable solely to Virgin Media's unduly excessive approach in the context of a rudimentary contractual arrangement.