Just had all my equipment replaced by you recently. Speedtest reads 100mbps. But accessing sites, FTP, mailservers, etc is sporadic and fails a lot in recent days including today. For example:
Tracing route to google.com [216.58.214.14]
over a maximum of 30 hops:
1 <1 ms <1 ms <1 ms 192.168.1.1
2 * * * Request timed out.
3 13 ms 11 ms 10 ms m53-mp8.cvx1-a.hud.dial.ntli.net [62.252.112.53]
4 * * * Request timed out.
5 15 ms 17 ms 13 ms tele-ic-7-ae2-0.network.virginmedia.net [62.253.175.34]
6 17 ms 13 ms 16 ms 74-14-250-212.static.virginm.net [212.250.14.74]
7 15 ms 14 ms 18 ms 74.125.242.65
8 17 ms 19 ms 18 ms 74.125.253.185
9 15 ms 16 ms 12 ms lhr26s05-in-f14.1e100.net [216.58.214.14]
Trace complete.
Your fault diagnosis in the Virgin account area, regardless of how 'clever' it says it is, doesn't work at all :
Your service status says everything is fine. But it's not.