It's probably not a good idea to post your MAC address online so I'm going to ask the @ModTeam remove those posts.
MAC's are automatically redacted as they are unique to your network and as such are regarded as personally identifiable information.
Now that they's out of the way I'm going to answer your last questions simply at first, and then clarify my answers by explaining what is going on.
should I be concerned? No
is this stealing my bandwidth? No
is it likely to be interfering with my network connectivity? Minimally to none
Now lets deal with the important question
What's going on?
I'm going to start by saying, you really should read some of the post that Virgin Media sends your way, they're not all advertising, some do tell you about important changes you should be aware of/
In order to compete with BT in the public Wifi hotspot market, Virgin has taken a leaf out of their book and configured the Hub 3 routers to broadcast as public wifi hotspots.
The hotspot network is isolated from your home network It runs on a completely different subnet utilising the 10.x.x.x private IP range. Unlike BT's it is also a secure network, with users logging in using iOS and Android apps and their Virgin Media usernames and passwords.
The Hotspots are broadcast from the Hub 3's with the SSID - Virgin Media. Which if phone support had done their homework - and they never do - they would have been able to advise you of this rather than stupidly asking you to reboot your hub.
Customers were notified of this.
Virgin Media did notify their customers that they were turning on this functionality via letter. Note it's also possible to turn this off ny logging in to my.virginmedia.com with your MAIN email address and password, and then going to the my profile section.
I personally am leaving mine enabled as a like the idea of being able to use the Virgin Media wifi hotspots when I'm out and about, so I also think it's fair that I should share the love.
It doesn't use "Your" bandwidth.
While I don't have the actual figures used for the hotspot bandwidth I'm going to use some made up figures to demonstrate my point.
The wifi is configured to use a separate service flow to your main DOCSIS bandwidth. You keep your 200Mb/s (or whatever you are running) and the hub will have additional bandwidth added. e.g.
Total bandwidth is increased to 220 Mb/s
Using QOS (remember just because they don't let you configure it, doesn't mean the functionality is not there for them to use)
200 MB/s reserved for the home network - (including your guest networks if you use them)
20Mb/s reserved for devices connecting via wifi hotspot.
Effect on your home network.
The effects on the home network itself are likely to be minimal.
1. The range of the hostpots is fairly limited.
2. Because the networks are on the same channel, devices on the two networks are able to co-operate in order to make most effective use of the wifi bandwidth, using mechanisms that are built in to the WiFi standard.
3. As previously stated the network is completely isolated from your home network. Users on the 10.x.x.x subnet cannot interact with the Hub 3, 192.168.0.x subnet. In the same way that if you had your own guest network running, users connecting to your guest network cannot see your home network devices either.
Hope this helps.
Tim
PS - Be aware that if you do turn off the hotspot functionality, it can take a few days to action due to the long lease times on the hubs DHCP connections to the Virgin system.
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