Forum Discussion
japitts
2 years agoVery Insightful Person
Credit scores are mainly something that every lending organisation does internally & confidentially, but also something sold by some independent companies that is arguably meaningless - the "adverse credit rating" I think reflects that.
What matters more, is the specific details on your (free) statutory credit report - it would be worthwhile, if you've not already done so, obtaining this from the 3 leading CRAs (Credit reference agencies) for which there should be no charge. Then identify any specific errors on there.
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