Forum Discussion
japitts
12 months agoVery Insightful Person
There's not really any such thing as a credit score, beyond the sales departments of particular credit reference agencies. The scoring process used by individual lenders is strictly internal, and not something that "Clearscore" or such like, can sell you.
What should be of more concern is the data on your statutory credit file, and your monthly payments being up-to-date. That's something the VM staff on this forum can advise on.
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