Forum Discussion
japitts
10 months agoVery Insightful Person
Just to add, take your so-called "credit score" with a big pinch of salt. It's a marketing invention by certain credit agencies to hide what really matters.
When you apply for credit, lenders will look at your free statutory credit file and confidentially score you against their own criteria. That's the only scoring that matters, and you can only influence it by the quality of entries on your file.
Entries that you feel are incorrect, can be disputed by emailing creditfileamendments@virginmedia.co.uk
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